feat: deny-by-default filesystem isolation

Flip the sandbox from allow-by-default reads (--ro-bind / /) to
deny-by-default (--tmpfs / with selective mounts). This makes the
sandbox safer by default — only system paths, CWD, and explicitly
allowed paths are accessible.

- Config: DefaultDenyRead is now *bool (nil = true, deny-by-default)
  with IsDefaultDenyRead() helper; opt out via "defaultDenyRead": false
- Linux: new buildDenyByDefaultMounts() using --tmpfs / + selective
  --ro-bind for system paths, --symlink for merged-usr distros (Arch),
  --bind for CWD, and --ro-bind for user tooling/shell configs/caches
- macOS: generateReadRules() adds CWD subpath, ancestor traversal,
  home shell configs/caches; generateWriteRules() auto-allows CWD
- Landlock: deny-by-default mode allows only specific user tooling
  paths instead of blanket home directory read access
- Sensitive .env files masked within CWD via empty-file overlay on
  Linux and deny rules on macOS
- Learning templates now include allowRead and .env deny patterns

internal/config/config_test.go

@@ -410,7 +410,7 @@ func TestMerge(t *testing.T) {
 	t.Run("merge defaultDenyRead and allowRead", func(t *testing.T) {
 		base := &Config{
 			Filesystem: FilesystemConfig{
-				DefaultDenyRead: true,
+				DefaultDenyRead: boolPtr(true),
 				AllowRead:       []string{"/home/user/project"},
 			},
 		}
@@ -421,13 +421,40 @@ func TestMerge(t *testing.T) {
 		}
 		result := Merge(base, override)
 
-		if !result.Filesystem.DefaultDenyRead {
-			t.Error("expected DefaultDenyRead to be true (from base)")
+		if !result.Filesystem.IsDefaultDenyRead() {
+			t.Error("expected IsDefaultDenyRead() to be true (from base)")
 		}
 		if len(result.Filesystem.AllowRead) != 2 {
 			t.Errorf("expected 2 allowRead paths, got %d: %v", len(result.Filesystem.AllowRead), result.Filesystem.AllowRead)
 		}
 	})
+
+	t.Run("defaultDenyRead nil defaults to true", func(t *testing.T) {
+		base := &Config{
+			Filesystem: FilesystemConfig{},
+		}
+		result := Merge(base, nil)
+		if !result.Filesystem.IsDefaultDenyRead() {
+			t.Error("expected IsDefaultDenyRead() to be true when nil (deny-by-default)")
+		}
+	})
+
+	t.Run("defaultDenyRead explicit false overrides", func(t *testing.T) {
+		base := &Config{
+			Filesystem: FilesystemConfig{
+				DefaultDenyRead: boolPtr(true),
+			},
+		}
+		override := &Config{
+			Filesystem: FilesystemConfig{
+				DefaultDenyRead: boolPtr(false),
+			},
+		}
+		result := Merge(base, override)
+		if result.Filesystem.IsDefaultDenyRead() {
+			t.Error("expected IsDefaultDenyRead() to be false (override explicit false)")
+		}
+	})
 }
 
 func boolPtr(b bool) *bool {